Terms and conditions
for the provision of information and advisory services

CLIENTPRO L.L.C-FZ
AccountNumber: 1015926836601
Bank Name: Emirates NBD
Branch Name: DUBAI HILLS MALL BRANCH
BIC Code: EBILAEADXXX
IBAN: AE420260001015926836601hereinafter referred to as the "Contractor," publishes this public offer for the provision of information and advisory services in the format of online consultations under the conditions set forth below to any interested individual or legal entity (hereinafter referred to as the "Offer").

In accordance with Clause 2, Article 437 of the Civil Code of the United Arab Emirates , if the conditions set forth below are accepted and an acceptance is made, the party accepting the offer becomes the Customer (in accordance with Clause 3, Article 438 of the Civil Code of United Arab Emirates, acceptance of the offer is equivalent to the conclusion of a contract on the terms set out in the offer).

1. General Provisions

1.1. Under this Offer, the Contractor provides the Customer with information and advisory services in the format of online consultations during the period and on the topic specified in the online consultation program or a previously published announcement.
1.2. The online consultation program is a list of events included in the information and advisory services, indicating the topic, date, and time of the event, published in the STOCK MARKETS INVEST information channel.
1.3. The information and advisory services include:
- Provision of access to analytical reviews and commentary;
- Data on the value of securities of interest to a wide range of market participants;
- Information about real transactions executed by participants in the securities market;
1.4. The Customer agrees to the terms of providing information and advisory services set forth in this Offer.
1.5. The Contractor has the right to unilaterally amend this Offer without notifying the Customer. The amendments come into force 1 calendar day after the publication of the new Offer.
1.6. From the moment the Customer accesses the website, information channel, bot, and/or from the moment of payment for the services, this Offer is deemed accepted.
1.7. Payment by the Customer for the services signifies their agreement with the terms of this Offer. The date of payment for the services is the date of conclusion of the paid services contract between the Contractor and the Customer.
1.8. By providing the Contractor with their personal data, including phone number, email, full name, and other data, the Customer consents to their use for the purposes outlined in the Privacy Policy for the processing of personal data.
1.9. This Offer applies to all online consultation programs, advice, informational materials, and other forms of information provision without limitation regarding the platform or method of such provision.

2. Registration, Confidentiality, and Personal Data Protection

2.1. Registration is mandatory for the provision of services.
2.2. Registration is carried out by providing a personal phone number or other contact details.
2.3. The Contractor undertakes not to disclose information received from the Customer.
2.4. The Contractor is not responsible for the accuracy of the information provided by the Customer during registration on the website.

3. Service Provision Procedure

3.1. Services are provided remotely. The Customer gains access to information resources (https://t.me/StockMarketsInvest_bot) provided they have the technical capability to use this access.
3.2. Technical conditions required for participation in the online course: internet connection and an account in the messenger.
3.3. The Customer's access to the online course is provided upon full payment of the monthly subscription.
3.4. The Customer is prohibited from transferring access codes / accounts / credentials for accessing information resources to third parties for shared use.
3.5. The Customer is prohibited from recording the Contractor's information resources, performing parsing, or any other automated or manual processing, reposting without the special permission of the Contractor.

4. Obligations

4.1. The Contractor undertakes:
4.1.1. To ensure the provision of access to the Customer and consultations on technical issues related to access to information resources.
4.1.2. To include the Customer, who has registered in accordance with the procedure established by the Offer and made payment, in the list of participants with access to information resources.
4.1.3. To provide the Customer with information and advisory services by organizing access to information resources within the time established by this Offer.
4.1.4. To ensure that the actual content of the online consultations corresponds to its declared content and topic.
4.1.5. To notify the Customer of preventive and repair work on the Contractor's equipment necessary for service provision by publishing relevant information in the channel/bot or notifying the Customer by other available means.
4.2. The Customer undertakes:
4.2.1. To provide accurate information about themselves during registration.
4.2.2. To independently and timely familiarize themselves with information about the provision of information and advisory services.
4.2.3. To ensure uninterrupted operation of the internet channel, equipment, and software during the online consultations and/or provision of access to information resources.
4.2.4. To comply with the rules for obtaining access to information resources.
4.2.5. To notify the Contractor in writing of any defects discovered during the provision of information and advisory services no later than 3 calendar days from the date of discovering such defects.
4.2.6. To pay for information and advisory services (access to information resources) within the timeframes and in the manner established by this Offer.

5. Service Price and Payment Procedure

5.1. The cost of the provided information and advisory services is determined by the Contractor in Russian rubles and is posted in the relevant section of the Contractor's channel and/or bot.
5.2. The Customer pays for the information and advisory service (online consultations / access to information resources) on a 100% prepayment basis.
5.3. Payment for services is made non-cash via an available online non-cash payment form to the Contractor's bank account.
5.4. Payment is made using bank cards.
5.5. The Customer's obligation to pay for services is considered fulfilled from the moment funds are received into the Contractor's bank account.

6. Refund

6.1. The Customer has the right to apply for a full refund until the application is accepted for processing and/or services begin to be provided.
Otherwise, the refund is made for the amount of unrendered services at the time of receiving the refund application and termination of this Offer.
6.2. The Customer must attach a copy of their passport and their account details for the money transfer to the refund application.
6.3. The refund is made by the Contractor within 20 (twenty) calendar days from the date of receiving the corresponding application from the Customer and the Customer signing the agreement to terminate this Offer.
The Customer signs the agreement to terminate this Offer and sends it to the Contractor.
6.4. Funds are returned to the bank account from which the service payment was made, unless another procedure is agreed upon by the Customer and the Contractor.

7. Liability

7.1. For non-performance or improper performance of obligations under this Offer, the Parties shall be liable in accordance with the current legislation of the United Arab Emirates
7.2. The Contractor states, and the Customer confirms, that the provided access to information resources does not constitute investment advice, is not a financial service of any kind, cannot and will not advise on performing specific financial operations. The Customer makes the decision to take note of or ignore the information received from the Contractor independently. The Contractor states, and the Customer confirms their understanding that access to information resources does not provide access to closed, confidential, or restricted information, but merely systematizes and analyzes information available in the public domain.
7.3. The Contractor is not liable for the Customer's inability to use access to information resources due to reasons beyond the Contractor's control.
7.4. The Contractor is not liable for the Customer's ability or inability to utilize the knowledge gained through access to information resources. The Contractor does not provide financial or other services not expressly named in this Offer, does not facilitate their provision, and does not influence the results of the Customer's actions or inactions based on the information received. The Contractor is not a financial or banking institution, is not affiliated with such institutions, and does not act as an attorney or representative of the Customer in relations with any third parties, individuals, or legal entities. The Contractor is not liable for decisions made by the Customer to buy, sell, exchange, or perform other operations with securities, digital financial assets, currency, or other valuables. If the Customer believes that the Contractor's actions or information influence their decision to conduct any of the aforementioned operations, the Customer must refuse the Contractor's services.

8. Procedure for Reviewing Disputes and Claims

8.1. Customer claims are accepted by the Contractor for consideration via email within 20 working days from the date the disputed situation arises.
8.2. Disputes and disagreements that may arise during the execution of this Offer will, if possible, be resolved through negotiations between the Customer and the Contractor.
8.3. If no agreement is reached, disputes shall be resolved in court in accordance with the current legislation of the United Arab Emirates.

9. Intellectual Property Rights

9.1. Information obtained during the provision of services is the intellectual property of the Contractor and is subject to protection in accordance with the legislation of the Russian Federation.
9.2. Distribution of information obtained during service provision is not permitted without the Contractor's permission.
9.3. It is prohibited to copy, reproduce, modify, create derivative works, distribute, or publicly reproduce any content of the online consultations (information resource) or its parts, programming code that is part of the website or services offered by the Contractor, without the prior written permission of the Contractor.
9.4. The Customer is granted the right to use the intellectual property (materials) to which the Contractor provides access under a simple non-exclusive license without the right to transfer to third parties.
9.5. The content of online consultations, correspondence in messengers, via email, and recordings of conversations between the Contractor and the Customer are confidential and may not be disclosed or distributed without the written consent of the Contractor for such actions.

10. Validity Period of the Public Offer

10.1. This Offer comes into force from the moment of its acceptance by the Customer and remains in effect until the acceptance of the public offer is revoked or until its actual performance, whichever occurs earlier.

11. Additional Terms

11.1. Services are considered fully rendered at the moment the Customer is provided access to information resources and materials.
11.2. The Contractor has the right to periodically conduct necessary preventive and other work, during which the website may be temporarily partially or fully unavailable.
11.3. All claims regarding the quality of services provided must be sent by the Customer to the Contractor using the contacts specified in the Contractor's channel and bot, to the email address https://stockmarketsinvest.com/ or phone +971505727696
The period for reviewing Customer claims is 1 calendar month from the date the claim is received by the Contractor.
11.4. If the Customer, for reasons beyond the Contractor's control, did not use their right to participate or access the services, then the Contractor's obligations are considered duly performed in full and on time, and the funds paid to the Contractor are non-refundable.