Terms and conditions
Privacy Policy regarding the processing of personal data

SECTION 1. General Provisions

This Privacy Policy regarding the processing of personal data has been prepared in accordance with the requirements of Federal Law No. 152-FZ dated July 27, 2006, "On Personal Data," and defines the procedure for processing personal data and measures to ensure the security of personal data by
AccountNumber: 1015926836601
Bank Name: Emirates NBD
Branch Name: DUBAI HILLS MALL BRANCH
BIC Code: EBILAEADXXX
IBAN: AE420260001015926836601

1. The Operator's primary goal and condition for its activities is the observance of human and civil rights and freedoms when processing their personal data, including the protection of the right to privacy, personal, and family secrets.
2. This Policy of the Operator regarding the processing of personal data (hereinafter referred to as the "Policy") applies to all information that the Operator may obtain about visitors to websites owned or managed by the Operator and through other means, including, but not limited to: during telephone surveys and negotiations, in messenger chats, social networks, conferences, promotions, mass events, postal correspondence, and any other method that may be used by a person providing their personal data and the Operator.

SECTION 2. Key Terms Used in the Policy

1. Automated Processing of Personal Data – processing of personal data using computer technology;
2. Blocking of Personal Data – temporary cessation of processing of personal data (except for cases where processing is necessary to clarify personal data);
3. Website – a collection of graphic and informational materials, as well as computer programs and databases ensuring their availability on the Internet at the network addresses of the Operator;
4. Information System of Personal Data – a set of personal data contained in databases and information technologies and technical means ensuring their processing;
5. Depersonalization of Personal Data – actions resulting in the impossibility of determining, without the use of additional information, the affiliation of personal data to a specific User or other subject of personal data;
6. Processing of Personal Data – any action (operation) or set of actions (operations) performed with personal data using automation tools or without such use, including collection, recording, systematization, accumulation, storage, clarification (updating, alteration), retrieval, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, destruction of personal data;
7. Operator – a state body, municipal body, legal entity, or individual, independently or jointly with other persons organizing and/or carrying out the processing of personal data, as well as determining the purposes of processing personal data, the composition of personal data to be processed, actions (operations) performed with personal data;
8. Personal Data – any information relating directly or indirectly to a specific or identifiable User of the Operator's websites;
9. User – any visitor to the Operator's websites, social networks, advertising, and promotional platforms of the Operator;
10. Provision of Personal Data – actions aimed at disclosing personal data to a specific person or a specific group of persons;
11. Distribution of Personal Data – any actions aimed at disclosing personal data to an indefinite group of persons (transfer of personal data) or at familiarizing an unlimited group of persons with personal data, including the publication of personal data in the media, placement in information and telecommunications networks, or providing access to personal data in any other way;
12. Cross-Border Transfer of Personal Data – transfer of personal data to the territory of a foreign state to an authority of a foreign state, a foreign individual, or a foreign legal entity;
13. Destruction of Personal Data – any actions resulting in the irrevocable destruction of personal data with the impossibility of further restoration of the content of personal data in the information system of personal data and/or resulting in the destruction of material carriers of personal data.

SECTION 3. The Operator May Process the Following Personal Data of the User

1. №1 Categories of Personal Data: Last name, first name, patronymic; year of birth; month of birth; date of birth; place of birth; gender; email address; residential address; registration address; phone number; SNILS; TIN (INN); citizenship; data of an identity document; bank account number; photo/video image of the face;
Categories of subjects whose personal data are processed: Counterparties; Representatives of counterparties; Clients; Beneficiaries under contracts; Legal representatives;
Legal basis for processing personal data: processing of personal data is carried out with the consent of the subject of personal data; processing of personal data is necessary for the execution of a contract to which the subject of personal data is a party, beneficiary, or guarantor, as well as for concluding a contract on the initiative of the subject of personal data or a contract under which the subject of personal data will be a beneficiary or guarantor. The contract concluded with the subject of personal data may not contain provisions limiting the rights and freedoms of the subject of personal data, establishing cases of processing personal data of minors, unless otherwise provided by the legislation of the Russian Federation, as well as provisions allowing the inaction of the subject of personal data as a condition for concluding a contract;
List of actions: collection; recording; systematization; accumulation; storage; clarification (updating, alteration); use; transfer (provision, access); deletion;
Processing methods: mixed; with transmission via the internal network of the legal entity; with transmission via the Internet;

2. №2: Categories of Personal Data: Last name, first name, patronymic; year of birth; month of birth; date of birth; place of birth; gender; email address; phone number;
Categories of subjects whose personal data are processed: Clients; Website visitors;
Legal basis for processing personal data: processing of personal data is carried out with the consent of the subject of personal data;
List of actions: collection; recording; systematization; accumulation; storage; clarification (updating, alteration); retrieval; use; depersonalization; deletion;
Processing methods: mixed; with transmission via the internal network of the legal entity; with transmission via the Internet.

SECTION 4. Purposes of Processing Personal Data

1. Purpose of data processing: Preparation, conclusion, and execution of civil law contracts and Promotion of goods, works, and services on the market.
2. The Operator also has the right to send the User notifications about new products and services, special offers, and various events. The User can always refuse to receive informational messages by sending an email to the Operator's email address with the note "Refusal of notifications about new products, services, and special offers."
3. Depersonalized User data collected using Internet statistics services are used to collect information about User actions on the site, to improve the quality of the site and its content.

SECTION 5. Legal Grounds for Processing Personal Data

1. The Operator processes the User's personal data only if they are filled in and/or sent by the User independently through special forms located on the Operator's websites. By filling out the relevant forms and/or sending their personal data to the Operator, the User expresses their consent to this Policy.
2. The Operator processes depersonalized data about the User if this is allowed in the User's browser settings (saving "cookie" files and using JavaScript technology are enabled).
3. The legal grounds for processing personal data are the set of legal acts in execution of and in accordance with which the operator processes personal data:
- Federal laws and regulatory legal acts adopted on their basis governing relations related to the Operator's activities;
- The Operator's statutory documents;
- Contracts concluded between the Operator and the subject of personal data;
- Consent to the processing of personal data (in cases not expressly provided for by the legislation of the Russian Federation but corresponding to the Operator's authority).

SECTION 6. Procedure for Collection, Storage, Transfer, and Other Types of Processing of Personal Data. Security of Personal Data

The security of personal data processed by the Operator is ensured by implementing legal, organizational, and technical measures necessary to fully comply with the requirements of current legislation in the field of personal data protection.

1. The Operator ensures the security of personal data and takes all possible measures to exclude access to personal data by unauthorized persons.
2. The User's personal data will never, under any circumstances, be transferred to third parties, except in cases related to the execution of current legislation.
3. If inaccuracies in personal data are identified, the User can update them independently by sending a notification to the Operator's email address with the note "Update of personal data."
4. The period for processing personal data is unlimited. The User may at any time withdraw their consent to the processing of personal data by sending a notification to the Operator via email to the Operator's email address with the note "Withdrawal of consent to the processing of personal data."
5. Information on compliance with the requirements for the confidentiality of personal data established by Article 7 of the Federal Law "On Personal Data," as well as information on the measures taken by the operator as provided for in Part 2 of Article 18.1 and Part 1 of Article 19 of the Federal Law "On Personal Data": personal data are stored electronically, using technical means of information protection against dissemination and means of restricting unauthorized access, including, but not limited to, encryption protection, password access.
6. The Operator has the right to transfer personal data to inquiry and investigative bodies, and other authorized bodies on the grounds provided for by the current legislation of the Russian Federation.
7. Description of measures provided for by Articles 18.1 and 19 of the Federal Law "On Personal Data": Locations for storing personal data (material carriers) have been determined. A list of persons processing personal data and having access to them has been determined. Separate storage of personal data (material carriers) processed for different purposes has been ensured. Accounting of material carriers is maintained. Information protection tools intended to ensure the security of personal data during their processing in information systems are recorded in the relevant logs. The possibility of uncontrolled entry or presence of unauthorized persons in the premises where work with personal data is carried out has been excluded. The safety of personal data carriers and information protection tools is ensured by security measures: digital signature, antivirus information protection tools are used, user identification and authentication when entering the information system via password. Use of encryption (cryptographic) means: encryption tools are used.

SECTION 7. Cross-Border Transfer of Personal Data

1. Before commencing the cross-border transfer of personal data, the Operator is obliged to ensure that the foreign state to whose territory the transfer of personal data is intended provides reliable protection of the rights of personal data subjects.
2. Cross-border transfer of personal data to the territories of foreign states that do not meet the above requirements may be carried out only if there is written consent from the personal data subject for the cross-border transfer of their personal data and/or the execution of a contract to which the personal data subject is a party.

SECTION 8. COOKIE PROCESSING

1. By using the information resources, the User agrees to the use of cookies, which collect information to improve user convenience and information necessary for the operation of analytics systems (Yandex Metrica) https://yandex.ru/legal/metrica_termsofuse/ru.
2. Session files (session cookies) – are stored in the browser until the User leaves the website. Permanent files – are stored in the browser after the website is closed. Essential cookies – cookie files associated with the main domain, and third-party cookies – cookie files from another domain.
3. The User can delete cookie information in their browser settings. The collection of such data can also be disabled there.
4. In all other respects, this process is governed by this Policy in accordance with the current legislation.

SECTION 9. Final Provisions

1. The User can obtain any clarification on issues of interest regarding the processing of their personal data, including, but not limited to, submitting a request for deletion or correction of their personal data, by contacting the Operator via email at: info@stockmarketsinvest.com
2. This document will reflect any changes to the Operator's personal data processing policy. The Policy is valid indefinitely until replaced by a new version.
3. The current version of the Policy is freely available on the Internet on the Operator's website.
4. On all issues not regulated by this Policy, the Operator acts in accordance with the legislation of the Russian Federation.
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